Personal Loans
At Fargo Public Schools Federal Credit Union, we offer a variety of personal loan and credit options tailored to meet your financial needs. Whether you need a quick, no-collateral loan, a credit card with rewards, protection against overdrafts, or a share secured loan, we have the right solution for you. Our goal is to provide flexible, convenient, and affordable financial products that help you stay in control of your finances, no matter what life throws your way. Explore our personal loan options to see how we can support your financial goals.
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Signature loans
Our signature loans are designed to provide you with access to funds for personal reasons, even without collateral. Signature loans can be used for practically any reason such as appliances, vacations, repairs or credit card refinancing.
VISA SCORECARD CREDIT CARD
We offer 3 different card options all at rates well below the national average! Earn ScoreReward points for every dollar spent!
Overdraft Protection
Skip the overdraft fees next time you’re a little short with our overdraft protection loans! Overdraft protection is an unsecured revolving line of credit tied to your share draft account. Loan disbursements are made in exact amounts to cover purchases so you’re not paying interest on funds you're not using. Payments are based on the loan amount and a minimum payment is due on the 28th of each month.
Share Secured Loans
These loans are secured with shares deposited at Fargo Public Schools Federal Credit Union. Shares are held based on the balance of the loan, as the principal is paid down funds are released. Keep your dividends and your emergency safety net!
Why Choose our Loan Products?
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Competitive Rates
Benefit from attractive interest rates that make borrowing more affordable.
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Flexible Terms
Choose from a range of repayment options to match your financial situation.
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Fast Approval
Enjoy a streamlined application process with quick approval and disbursement.
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Personalized Service
Get expert advice and support from our dedicated loan professionals to find the right loan for you.
Ready to Finance Your Next Big Purchase?
Join the Fargo Public Schools Federal Credit Union family today and experience the difference of personalized banking.