Share Certificates

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Share Certificates

Share certificates are high yield, term accounts
This means you agree not to withdraw the money for a set period of time and in exchange we give you a higher dividend rate. They require $500 to open and do not allow additions (except the Savin' Up Certificate, see below). Dividends compound monthly and early withdrawal penalties apply.

 

Term

Amount

APY*

3 Month

$500 - $9,999

0.10%

 

$10,000 - $24,999

0.15%

 

$25,000+

0.20%

6 Month

$500 - $9,999

0.20%

 

$10,000 - $24,999

0.25%

 

$25,000+

0.30%

12 Month

$500 - $9,999

1.40%

 

$10,000 - $24,999

1.50%

 

$25,000+

1.60%

18 Month

$500 - $9,999

1.50%

 

$10,000 - $24,999

1.60%

 

$25,000+

1.70%

24 Month

$500 - $9,999

1.60%

 

$10,000 - $24,999

1.70%

 

$25,000+

1.80%

30 Month

$500 - $9,999

1.70%

 

$10,000 - $24,999

1.80%

 

$25,000+

1.90%

36 Month

$500 - $9,999

1.80%

 

$10,000 - $24,999

1.90%

 

$25,000+

2.00%



Savin' Up Certificate boy wearing cape
APY*: 1.40%

Designed for the little saver in your life this minimum 12 month term Share Certificate is offered to youth members ages 0-18.
It only requires $100 to open and allows additions of $100 or greater. Dividends compound monthly.



*Annual Percentage Yield. Rates are subject to change without notice and are current as of November 22, 2019.