Home Loans
At Fargo Public Schools Federal Credit Union, we provide a range of home loan options to help you make the most of your property’s value. Whether you're looking to finance your dream home with a mortgage, tap into your home’s equity with a revolving line of credit, or secure a one-time home equity loan, we have solutions designed to fit your needs. With flexible terms, competitive rates, and financing up to 100% of your home’s value, we make homeownership and borrowing simple and affordable. Let us help you turn your home into a financial asset.
View Rates
Mortgage
Our mortgage loans cover 80% of the appraised value, up to $300,000.00. We offer 15, 20, and 30 year terms, with a 5 year fixed rate to help you take advantage of dropping rates!
Home Equity Line of Credit
This revolving line of credit allows you to use the equity in your home to get cash! Borrow up to 100% of the value of your home but only pay interest on what you need! We offer a 15 year term with a variable interest rate.
Home Equity Loan
This closed-end loan helps you turn your home’s equity to get cash! We finance up to 100% of the appraised value of your home with 5-year fixed rate.
Why Choose our Loan Products?
-
Competitive Rates
Benefit from attractive interest rates that make borrowing more affordable.
-
Flexible Terms
Choose from a range of repayment options to match your financial situation.
-
Fast Approval
Enjoy a streamlined application process with quick approval and disbursement.
-
Personalized Service
Get expert advice and support from our dedicated loan professionals to find the right loan for you.
Ready to Finance Your Next Big Purchase?
Join the Fargo Public Schools Federal Credit Union family today and experience the difference of personalized banking.