At Fargo Public Schools Federal Credit Union, we offer a variety of Individual Retirement Accounts (IRAs) to help you plan for the future and maximize your savings. Whether you're rolling over a 401k into a Traditional IRA for tax-deferred growth, taking advantage of the Roth IRA's tax-free withdrawals, or investing in a child’s education with a Coverdell Education Savings Account, we provide options that can offer significant tax advantages. Let us help you secure your financial future and invest wisely in your retirement or your loved ones' education.
Traditional IRA
Perfect for rolling over existing qualified plans such as 401ks. Contributions grow tax-deferred allowing possible tax benefits
Roth IRA
After-tax contributions allow your money to grow tax free. Withdrawals are penalty and tax free after 59 1/2.
Coverdell education savings account
Invest in a child's education without paying taxes on investment income. Withdrawals are tax free when used for qualified educational expenses!
Maximize your savings with our attractive interest rates, designed to help your money grow faster.
Enjoy the freedom of no maintenance fees, so every penny you save works for you.
Manage your account anytime, anywhere with our convenient online banking platform.
Rest easy knowing your savings are protected with robust security measures and federally insured up to $250,000.
Join the Fargo Public Schools Federal Credit Union family today and experience the difference of personalized banking.